Direct bill
is now available on all personal lines programs.
If
electrical wiring , plumbing and roof have all been
updated in the last 20 years then you can get a rating
discount by using the first remodeling date as the age
of the home.
Up to a 10% credit.
Homeowner living on 1 or more acres,
with or without hobby animals,
can now qualify for our homeowner program, No need for a
Farm and Ranch type policy. If AG sales are less than
$5000/yr- you can still go in our Homeowner programs.
We now offer
$5000 of accidental water damage coverage on a DP1 on a
standard Fire, EC, Vmm policy for a flat $100 AP.
This applies to a tenant or owner occupied home.
Rental property
Residential
Rental Property insurance " For Let " Single and Muti-family
up to 8 unit properties in most cases can be covered on
the DP1. Commercial Property lines see the commercial Commercial Insurance section
Apartment House Program
Program for clients that operate Apartment Houses
with between
10 and 50 units.
This
program is a package or BOP type policy covering
Basic, Broad or Special perils and with values of
$25,000 to $2.5 Million per location in all counties
except tier 1.
We can provide Building, Contents, Rents,
Liability and Crime as well as the tenants contents
extension clause. Risks do not need to be loss free.
Rates are very competitive with other
underwriters of this business trade group.