Houston Home
Insurance - Dwelling Policies
Coverage forms for
most Houston Home Insurance and Condo Property Risks are available at
this time. Forms HOA, HO1, HO2, HOB, HOC, DP1. Fire.
Home Insurance
Programs are available with Credit Score or Non Credit Scored
factoring. Good
or bad credit is not an issue
with our new non scored
Hassle
Free HOA program
Coverage can be
effected same day or following day in most cases.
Coverage can not
start before we have received your completed application. For your
convenience, an online Houston Home Insurance application
is in the
forms page of the web site. The form can be printed or submitted
over the web.
Direct bill is now
available on all personal lines programs.
If electrical
wiring , plumbing and roof have all been updated in the last 20 years
then you can get a rating discount by using the?first remodeling date
as the age of the home. Up to a 10%
credit.
Houston Homeowners
living on 1 or more acres, with
or without hobby animals,
can now qualify for our homeowner program, No
need for a Farm and Ranch type policy. If AG sales are less than
$5000/yr- you can still go in our Homeowner
programs.
We now offer $5000 of
accidental water damage coverage on a DP1 on a standard Fire, EC,
Vmm policy for a flat $100 AP. This applies to a tenant or owner
occupied home.
Rental?Property
Residential
Rental Property insurance " For Let " Single and Multi-family up to 8 unit
properties in most cases can be covered on the DP1. Commercial Property
lines see the commercial Commercial Insurance section
Apartment
House Program
Program for clients
that operate Apartment Houses with between 10 and 50
units.
This program is a
package or BOP type policy covering? Basic, Broad or Special perils
and with values of $25,000 to $2.5 Million per location in all
counties except tier 1.
We can provide Building, Contents, Rents, Liability and
Crime as well as the tenants contents extension clause. Risks do not
need to be loss free.
Rates are very competitive with other underwriters of
this business trade group.
Commercial Property
Program
We have
a new facility available that will accept most any type of
commercial risks where the property values are up to
$5,000,000 per location.
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