Direct bill is
now available on all personal lines programs.
If
electrical wiring , plumbing and roof have all been updated
in the last 20 years then you can get a rating discount by
using the first remodeling date as the age of the home.
Up to a
10% credit.
Homeowner
living on 1 or more acres,
with or without hobby animals,
can now qualify for our homeowner program, No need for a
Farm and Ranch type policy. If AG sales are less than
$5000/yr- you can still go in our Homeowner programs.
We now offer
$5000 of accidental water damage coverage on a DP1 on a
standard Fire, EC, Vmm policy for a flat $100 AP. This
applies to a tenant or owner occupied home.
Rental property
Residential
Rental Property
insurance " For Let " Single and Muti-family up to 8 unit properties in
most cases can be covered on the DP1. Commercial Property lines see the
commercial
Commercial
Insurance section
Apartment House Program
Program for clients that operate Apartment Houses with
between
10 and 50 units.
This program is a package or BOP type policy covering
Basic, Broad or Special perils and with values of $25,000 to
$2.5 Million per location in all counties except tier 1.
We can provide Building,
Contents, Rents, Liability and Crime as well as the tenants
contents extension clause. Risks do not need to be
loss free.
Rates are very competitive with
other underwriters of this business trade group.