Direct bill is now available on
all personal lines programs.
If electrical wiring ,
plumbing and roof have all been updated in the last 20 years then you can
get a rating discount by using the first remodeling date as the age of the
home. Up to a 10%
credit.
Homeowner living on 1 or
more acres, with or without hobby
animals, can now qualify for our homeowner
program, No need for a Farm and Ranch type policy. If AG sales are less
than $5000/yr- you can still go in our Homeowner
programs.
We now offer $5000 of
accidental water damage coverage on a DP1 on a standard Fire, EC, Vmm
policy for a flat $100 AP. This applies to a tenant or owner occupied
home.
Rental property
Residential
Rental Property insurance " For Let "
Single and Muti-family up to 8 unit properties in most cases can be covered
on the DP1. Commercial Property lines see the commercial Commercial Insurance section
Apartment
House Program
Program
for clients that operate Apartment Houses with between
10 and 50
units.
This program is a package or BOP type policy covering Basic, Broad
or Special perils and with values of $25,000 to $2.5 Million per location
in all counties except tier 1.
We can provide Building, Contents, Rents, Liability and
Crime as well as the tenants contents extension clause. Risks do not
need to be loss free.
Rates are very competitive with other underwriters of this
business trade group.