Dallas Home Insurance and Dwelling Coverage
Coverage forms for most Dallas Home Owners Risks are available at this time. Forms HOA, HO1, HO2, HOB, HOC, DP1. Fire.
Programs are available with Credit Score or Not Credit Scored factoring.
Good
or bad credit is not an issue with our new non-scored
Hassle Free HOA program
Coverage can be effected same day or following day in most cases.
Coverage can not start before we have received your completed application. For your convenience, an online
Application
is in the
forms
page of the web site. The form can be printed or submitted over the web.
Direct bill is now available on all personal lines programs.
Electrical wiring, plumbing and roof updates in the last 20 years can get a you a rate discount of up to 10 percent by using the first remodeling date as the age of the structure.
Homeowners living on 1 or more acres,
with or without hobby animals,
can now qualify for our homeowner program, No need for a Farm and Ranch type policy. If AG sales are less than $5000/yr- you can still go in our Homeowner programs.
We now offer $5000 of accidental water damage coverage on a DP1 on a standard Fire, EC, Vmm policy for a flat $100 AP. This applies to a tenant or owner occupied.
Rental Properties
Residential Rental Property " For Let " Single and Multi-family up to 8 unit properties in most cases can be covered on the DP1. For Commercial lines see the commercial
Commercial
section
Apartment House Program
Program for clients that operate Apartment Houses with between
10 and 50 units.
This program is a package or BOP type policy covering Basic, Broad or Special perils and with values of $25,000 to $2.5 Million per location in all counties except tier 1.
We can provide Building, Contents, Rents, Liability and Crime as well as the tenants contents extension clause. Risks do not need to be loss free.
Rates are very competitive with other underwriters of this business trade group.
Commercial Property Program
We have a new facility available that will accept most any type of commercial risks where the properties values are up to $5,000,000 per location.
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