Corpus Christi Home Insurance 214-351-1326 Texas


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Home Insurance in Corpus Christi Texas

                Corpus Christi Home Insurance       Espanol

Hurricane / Wind / Hail,  Full Home Coverage now available

Homeowners Insurance in Corpus Christi Texas find savings in market. Company Competition is strong in north central Texas. Corpus Christi Coverage forms for most Fort Worth Home, Condo and Property Risks are available at this time. Forms HOA, HOB, HOC, DP1. Fire.

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Basic Protection You Need

For Your Texas Home main structure

Other buildings or structures on your property

Your personal belongings - furniture, clothing, appliances, etc.

Additional living expense

Your personal legal liability

Special features you can choose for additional security

Corpus Christi Homeowners Replacement Guarantee

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Replacement Costs

Owners Liability / Contents

Tips to get discounts on

Homeowners Insurance Quotes in Corpus Christi

1. Update your heating, electrical and plumbing systems to modern standards and you may qualify for a discount of as much as 15% off your Corpus Christi homeowners insurance policy. Texas building technology has advanced in many ways to make an older residence much safer. Even though you may like the old-fashioned fire place, it may not be as fire-safe as a modern heating system. You'll in addition to being a lower home insurance risk, make your House more valuable in terms of its worth in the marketplace.

2. Many Corpus Christi homeowners do not know half the insurance discounts that are available to them with their insurer. If you don't know something exists you cannot position yourself to take advantage of it. Tell your insurance agent about any updates or major repairs to get possible discounts and find out what you need to do to take advantage of them. Insurers do not always advertise all available discounts but that doesn't mean they don't have them. Don't forget, you could also save some money and moreover, you have nothing to lose by asking.

3. The material you use in the construction of your House or Condo in Corpus Christi can go a long way in affecting your home insurance rates in Corpus Christi. Buy a frame house if you want more resistance to earthquakes or buy brick if you want better resistance to high winds like those encountered in Hurricanes and Tornadoes. Building with the appropriate material for your state can easily save you a 5%.

4. You could save hundreds of dollars by evaluating various Policy types. HOA policies are often cheaper home insurance policies but may offer less coverage. The HOB broad form property insurance policy is the most popular and may offer the best value for the money. The HOC, All Risk Insurance Policy is the Gold Standard Cadillac of home insurance policies in the Market. It's not the cheapest insurance policy but will offer the most coverage.


Corpus Christi Homeowners Insurance / Dwelling / Property Coverage

Homeowners Programs are available with Credit Score or Non Credit Scored factoring. Good or bad credit is not an issue with our new non scored Hassle Free HOA program

Coverage can be effected same day or following day in most cases.

Coverage can not start before we have received your completed application. For your convenience, an online application for Homeowners Insurance Quotes in Corpus Christi is in the forms page of the website. The form can be printed or submitted over the web.

Direct bill is now available on all personal lines programs.

If electrical wiring , plumbing and roof have all been updated in the last 20 years then you can get a rating discount by using the first remodeling date as the age of the home. Up to a 10% credit.

Corpus Christi Homeowners living on 1 or more acres, with or without hobby animals, can now qualify for our homeowner program, No need for a Farm and Ranch type policy. If AG sales are less than $5000/yr- you can still go in our Homeowner programs.

We now offer $5000 of accidental water damage coverage on a DP1 on a standard Fire, EC, Vmm policy for a flat $100 AP. This applies to a tenant or owner occupied home.

Rental property Dwelling Policy coverage

Residential Rental Property " For Let " Single and Multi-family up to 8 unit properties in most cases can be covered on the DP1. Commercial Property lines see the commercial Commercial lines section

Apartment Buildings Program

Program for clients that operate Apartment Houses with between 10 and 50 units. This program is a package or BOP type policy covering Basic, Broad or Special perils and with values of $25,000 to $2.5 Million per location in all counties except tier 1.

We can provide Building, Contents, Rents, Liability and Crime as well as the tenants contents? extension clause. Risks do not need to be loss free.

Rates are very competitive with other underwriters of this business trade group.

Contact us today for more information about Corpus Christi Home Insurance