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Texas Home Owners Insurance

Texas Homeowners have an excellent market with many extended coverage options available. A home is a big investment for most people. That's why it makes sense to protect it with a comprehensive Texas homeowners insurance plan.

HOA

HOB

HOC

Flood

Contents

Windstorm

Replacement Costs

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Basic Protection You Need

Your Homes main structure

Other out buildings or structures

Your personal belongings - furniture, clothing, appliances, etc.

Additional living expense

Your personal legal liability

Special features you can choose for additional security

Homeowners Replacement Cost

Replacement Cost on Contents

Owners Additional Liability / Contents


Tx homeowners policy forms are our specialty. HOA, HO1, HO2, HOB, HOC, DP1. Fire.

Policies are available with Credit Score or Not Scored factoring. Good or bad credit is not an issue with our new non-scored Hassle Free- HOA program.

Coverage can be effected same day or following day in most cases.

Coverage can not start before we have received your completed application. For your convenience, an application is in the forms page of the web site. The form can be printed or submitted over the web.

If electrical wiring , plumbing and roof have all been updated in the last 20 years then you can get a rating discount by using the first remodeling date as the age of the house. Up to a 10% credit.

Home owners living on 1 or more acres, with or without hobby animals, can qualify for our personal home insurance plan, HOA, HOB or HOC, No need for a Farm and Ranch type policy. If AG sales are less than $5000/yr- you can still go in our Homeowners programs.

We now offer $5000 of accidental water damage cover on a DP1 on a standard Fire, EC, Vmm for a flat $100 AP. This applies to a tenant or owner occupied homes.

This new program offers competitive pricing and the rates will not be up-rated unless the risk is substandard or surplus lines. Remember, Texas Homeowners insurance with bad credit, we can still provide you an HOA for your property.

Contact us today for Texas Home Insurance quotes or fill out owners online quote form